HUD is the nation's housing
agency committed to increasing homeownership, particularly among minorities; creating affordable housing opportunities for
low-income Americans; and supporting the homeless, elderly, people with disabilities and people living with AIDS. The Department
also promotes economic and community development, and enforces the nation's fair housing laws. More information about
HUD and its programs is available on the Internet at www.hud.gov and espanol.hud.gov. For more information about FHA products, please visit www.fha.gov.
BEFORD house hunting, get PRE-APPROVED
By getting pre-approved you will save yourself the grief of looking at houses you can't afford and putting
yourself in a better position to make a serious offer when you do find the right house. Pre-approval from a lender is
based on your actual income, debt and credit history.
Aim for a home you can really afford.
One rule of thumb is that you can buy a house that runs about two-and one-half times your annual
salary. However there many calculations on how your income, debts, and expenses affect what you can afford.
Find out the facts before you start looking for a home and don't worry there are a variety of public and
private lenders who, if you qualify, offer low-interest mortgages that require a down payment as small as 3 percent of the
purchase price. There are also programs available that may assist with your down payment.
As a Licensed Loan Officer with American Homefront Mortgage, we will work together on Pre-Qualification
and finding the right home for you, in your price range.
If you are interested in re-financing your current home, let me give you the options available to
I will help you understand each step in the loan process and together we can find the perfect home for
Looking forward to your call at